Architectural drawings for mortgage approval

Mortgage Application in Kenya Support | MoscomDesigns.com

Nov 17, 2025

By MoscomDesigns

Mortgage Application in Kenya Support | MoscomDesigns.com

How MoscomDesigns.com Simplifies Mortgage Applications in Kenya

Professional Design, Documentation & Mortgage Support for Faster Bank Approval

Mortgage application in Kenya can be stressful, time-consuming, and confusing—especially when banks require many technical documents such as architectural plans, Bills of Quantities (BQ), valuation reports, and construction approvals. This is where MoscomDesigns.com stands out as a trusted partner.

With expertise in architectural design, project documentation, valuation support, construction approvals, and mortgage consulting, MoscomDesigns.com makes the mortgage application process in Kenya faster, easier, and more successful.

Whether you are looking to buy a home, build a house, refinance a property, or apply for a construction mortgage, MoscomDesigns.com provides the expert support you need to get bank mortgage approval in Kenya with confidence.

Why Choose MoscomDesigns.com for Your Mortgage Application in Kenya?

✔️ Specialized Support for Mortgage Documentation

Many Kenyan banks require technical documents before approving a home loan. MoscomDesigns.com prepares bank-ready architectural drawings, structural designs, Bills of Quantities, site plans, and project schedules, ensuring full compliance with county and regulatory standards. This greatly increases your chances of fast mortgage approval.

✔️ Faster Turnaround & No Guesswork

By guiding clients through the mortgage requirements in Kenya, MoscomDesigns.com eliminates delays caused by missing or incorrect documents. Banks trust well-prepared files, and a complete application speeds up approval.

✔️ Trusted by Diaspora Clients

For Kenyans abroad looking for a diaspora mortgage, MoscomDesigns.com coordinates everything remotely — from valuations to due diligence — allowing you to secure a home loan without traveling.

✔️ Enhanced Credibility With Banks

Professionally packaged documents help present your project as structured and financially viable, improving the strength of your home loan application.

Mortgage Requirements in Kenya: Full Checklist of Documents Needed

To qualify for a home loan in Kenya, banks typically require the following documents. MoscomDesigns.com helps prepare, organize, and package them in a bank-approved format.

1. Personal Identification Documents

National ID or Passport
KRA PIN Certificate
Passport-size photographs
Marriage certificate or affidavit (if applicable)

2. Income & Financial Documents

Recent payslips (3–6 months)
Bank statements (6–12 months)
Employment letter
CRB credit report
Audited financial statements (for self-employed clients)

These documents help lenders assess your ability to repay the mortgage.

3. Property & Technical Documents for Mortgage Approval

These are where MoscomDesigns.com provides critical support:

Approved architectural drawings
Structural drawings
Bill of Quantities (BQ)
Detailed site plan
Title deed or ownership documents
Sale agreement / offer letter
Building permits and county approvals
Valuation report from a bank-approved valuer
Land search from the Ministry of Lands

Without these, most banks will not process a construction mortgage in Kenya.

4. Insurance & Bank Forms

Life insurance policy
Property insurance
Completed mortgage application form

MoscomDesigns.com helps ensure these forms are completed correctly and submitted on time.

How MoscomDesigns.com Helps Clients Get Mortgage Approval in Kenya

Case Study 1: Fast Mortgage Approval for a First-Time Builder in Kiambu

A young couple needed a construction mortgage but struggled with technical documentation.

MoscomDesigns.com delivered:

Architectural & structural drawings
Bill of Quantities
Valuation coordination
Bank-ready mortgage documentation

Result:
They received mortgage approval within 18 working days, significantly faster than typical timelines.

Case Study 2: Diaspora Mortgage for a Kenyan Living Abroad

A client in Qatar wanted to buy an apartment in Nairobi and needed support with Kenya diaspora mortgage requirements.

MoscomDesigns.com provided:

Property due diligence
Remote valuation coordination
Documentation support and review
Sale agreement analysis

Result:
The client secured financing without visiting Kenya, thanks to seamless remote support.

Case Study 3: Commercial Property Refinancing in Nakuru

A business owner needed updated documents for a refinance mortgage.

MoscomDesigns.com prepared:

As-built architectural drawings
Fresh valuation facilitation
Full refinance application packaging

Result:
The bank approved the refinance, giving the client capital for expansion.

Step-by-Step: How MoscomDesigns.com Supports Your Mortgage Application

Step 1: Mortgage Consultation & Requirements Checklist

You receive a personalized checklist based on whether you are applying for a:

Home purchase mortgage
Construction mortgage
Plot + construction mortgage
Diaspora mortgage
Refinance loan

Step 2: Preparation of Bank-Compliant Technical Documents

MoscomDesigns.com prepares all documents required by Kenyan banks, including:

Architectural plans
Structural drawings
Bills of Quantities
3D renderings (if needed)
Project schedules

These documents form the backbone of a successful mortgage application in Kenya.

Step 3: Coordination With Bank-Approved Valuers

Valuation is essential for both purchase and construction mortgages.
MoscomDesigns.com ensures:

Accurate calculations
Timely submission
Proper documentation for bank review

Step 4: Packaging Your Mortgage Application File

This includes:
✓ Identification documents
✓ Financial documents
✓ Property documentation
✓ Technical documents
✓ Insurance forms

Everything is neatly compiled into a professional mortgage submission folder.

Step 5: Follow-Up With Banks & Legal Teams

MoscomDesigns.com handles:

Queries from bank mortgage officers
Clarifications on architectural or technical details
Adjustments requested by valuers or legal teams

Step 6: County Approvals & Compliance Support

For construction mortgages, the team assists with:

County building approvals
NCA registration
Compliance certificates

Step 7: Construction Supervision for Loan Disbursement

During construction, banks require progress reports. MoscomDesigns.com provides:

Site supervision
Stage completion reports
Interim certificates for funds disbursement

Benefits of Using MoscomDesigns.com for Your Mortgage Application

✔️ Higher approval rate

✔️ Faster processing time

✔️ Accurate, compliant, bank-friendly documents

✔️ Reduced stress and confusion

✔️ Ideal for both local and diaspora clients

✔️ End-to-end support from design to disbursement

MoscomDesigns.com is not just a design firm—it is a complete mortgage application support partner in Kenya.

Ready to Apply for a Mortgage in Kenya? Let MoscomDesigns.com Guide You.

Whether you’re building your dream home, buying a property, or refinancing, MoscomDesigns.com provides the expertise you need for a smooth, successful mortgage application.

To help clients navigate the full mortgage application process in Kenya, MoscomDesigns.com provides detailed guidance through every stage of the journey. For more information about our architectural services, visit our Architectural Design Services page, which explains how we prepare drawings required by banks. You can also explore our Project Management Solutions to understand how we supervise construction for mortgage disbursement. Additionally, clients can review Kenya’s official building compliance regulations on the National Construction Authority (NCA) website and confirm land ownership or perform due diligence through the Ministry of Lands eCitizen Portal. These inbound and outbound resources ensure clients have access to accurate, reliable, and comprehensive information throughout their mortgage application journey.

📞 Contact Us Today
✓ Free consultation
✓ Personalized mortgage checklist
✓ Full support through your loan journey

Cancel reply

FAQ

Our customer support is available Monday to Friday: 8am-8:30pm. Average answer time: 24h

Can I view more pictures of this house plan?

Our team is working hard to create more images for existing designs and upcoming new designs. If you see a plan that you really like and you would need to have extra images do not hesitate to reach out to us and we will advise on any extra fees if it would require our team to create extra images for your selected design.

How long will it take to get my orders?

Below the pictures and the description of each of our house plans you will find a list of all the drawings that will be sent to your email once you complete the payment for the respective plan. If you are not sure where to find the drawings list, please get in touch with our customer support team and ask for the drawings list for the specific house plan you are interested in. Remember that they will need the ID number of the house plan to assist you quickly.

We also recommend that you contact your builder/contractor as well as the local building authority in case you have doubts about which drawings are required for the construction of your home. If it happens that the house plan you like does not have all the drawings you need, you can always order the missing ones from us at an additional fee.

What are pdf and DWG formats?

Once you purchase a house plan from us you will receive the full set of drawings via email either in PDF Only format or full set of DWG & PDF formats depends on the package you purchase. PDF is a standard format for many types of documents including drawings that can be printed without loss in quality. The files can be viewed on any computer or smartphone but the files cannot be edited. DWG is a standard format used by many different types of computer design software such as AutoCAD. The files can be edited and changes can be made easily to the plans by anyone who knows how to use such software.

Do you also build the houses?

Yes, we specialize in designing, selling house plans (construction drawings), and construction. We undertake all kinds of building construction works. We also do site visits or supervision of construction projects. Contact us to assist you with the construction of your house.

Are your plans ready to submit to my local authorities for a building permit?

Every county has different submission requirements and they may vary significantly. Our house plans offer detailed information that is sufficient for a Building Contractor / Construction Company to understand and build based on the construction drawings. Prior to the application of building permits, we advise that you get in touch with your local authorities to verify what will be needed for submission in order to get your building permit. If any additional drawings are required we are happy to assist you with making those at an additional fee.

How do I know if the plan I buy will fit on my plot?

All house plans on our website have detailed descriptions of the size of the building right below the pictures of the house plans. If you are unsure whether the house plan can fit on your plot or not then please do not hesitate to get in touch with our customer support team and ask for their guidance. Remember that they will need to know the ID number of the house plan you are interested in as well as the exact dimensions of your plot.

What if the plan I want doesn’t have structural drawings?

Structural drawings illustrate important details like steel reinforcements necessary for construction. While not all house plans include these drawings, some may require them. If your chosen plan is missing structural drawings, you can order them from us for an extra fee. For assistance, please contact our customer support team.

Does the house plan come with BOQs?

Some of our house plans come with bills of quantities (BOQs), which list all the materials needed for construction. In the 'Drawings List' for each plan, you can see if BOQs are included. If you're unsure where to find the drawings list, contact our customer support team for help. Just give them the ID number of the house plan you're interested in. If your chosen plan doesn't have BOQs, you can order them from us for an extra fee. For assistance, please contact our customer support team.

Can I modify the house plan?

We're happy to adjust any of our house plans to fit your needs. The cost of changes depends on how complex they are and if we need to involve multiple people. If you want changes made, just contact our customer support team. Give them the ID number of the house plan you want to adjust and list the changes you need. They'll quickly give you a quote.

When should I expect my order once I make the payment?

It normally takes from 10 minutes to a maximum of 12 hours to have your order delivered to your email. We may ask you to provide extra information if required by our payment gateways in order to provide you with your drawings.